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Loan Rates

Rates current as of and subject to change. Certain conditions and restrictions may apply.

NEW & USED VEHICLES**
Loan TypeAPR* as low as
Term of Loan
Promotional Rate (call for details)

3.50%

3.75%

4.75%

up to 60 months

61 to 72 months

73 to 84 months ($25,000 or more)

NEW & USED MOTORCYCLES**
Loan TypeAPR* as low as
Term of Loan

Up to 100% retail

(includes Tax/License/GAP/MBI)

5.50%

5.75%

Up to 36 months

37 to 48 months

 

 

6.25% 

7.25% 

49 to 60 months

61 to 72 months

NEW & USED RECREATIONAL VEHICLES**
Loan TypeAPR* as low as
Term of Loan
Up to 80% retail (includes Tax/License/GAP/MBI) 7.00% Up to 48 months
  8.00% Up to 60 months
  9.00% Up to 90 months
  10.00% Up to 120 months

SHARE SECURED LOAN
Loan TypeAPR* as low as
Term of Loan
$500 minimum (100% of loan secured by shares) 2.00% APR + current share dividend rate Up to 36 months
$500 minimum (100% of loan secured by shares) 3.00% APR + current share dividend rate 38 to 72 months

SIGNATURE LOAN
Loan Type
APR* as low as
Term of Loan
$15,000 maximum

Up to $15,000 at 9.00%

$5,000 to $15,000 at 10.00%

Up to 48 months

Up to 60 months

VISA CREDIT CARDS
Loan TypeAPR* as low as
Term of Loan
VISA Platinum 8.90% Revolving
VISA Classic 9.90% - 17.90% Revolving
VISA Share Secured (110% secured by shares) 14.90% Revolving

FAST LOAN
Loan TypeAPR* as low as
Term of Loan
Up to $1,000 maximum ($35 application fee) 20.00% Up to 60 days

Ready to apply for a loan? Apply Online Now

*APR=Annual Percentage Rate. All loans & Visa Cards are subject to credit approval. Rates are subject to change without notice. Other rates available. The actual rate for which you qualify is based on credit history and ability to repay. CalAgCU is an equal housing lender. **CalAgCU does not finance out-of-state "private party" purchases of vehicles, motorcycles, and recreational vehicles.

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