Loan Rates
| NEW & USED VEHICLES | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
|
Up to 125% retail Rate discounts available, call for details. |
4.75% - 15.75% |
84 Months |
| NEW & USED MOTORCYCLES | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
|
Up to 100% retail Rate discounts available, call for details. |
6.50% - 17.25% |
72 Months |
| NEW & USED RECREATIONAL VEHICLES | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
|
Up to 80% retail (includes Tax/License/GAP/MBI) Rate discounts available, call for details. |
7.50% - 15.00% |
120 Months |
| SHARE SECURED LOAN | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
| $500 minimum (100% of loan secured by shares) | 3.00% to 4.00%, plus current share dividiend rate | 72 months |
| SIGNATURE LOAN | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
| Up to $15,000 | 9.00% - 25.00% | 120 Months |
| For Signature Loan terms 48 months or longer, the financing amount must be $5,000 or greater. Rate discounts available, call for details. |
||
| VISA CREDIT CARDS | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
| VISA Platinum | 8.90% | Revolving |
| VISA Classic | 9.90% - 17.90% | Revolving |
| VISA Share Secured (110% secured by shares) | 14.90% | Revolving |
| FAST LOAN | ||
|---|---|---|
| Loan Type | APR* Range | Maximum Term of Loan** |
| Up to $1,000 maximum ($35 application fee) | 20.00% | Up to 60 days |
Ready to apply for a loan? Apply Online Now
*APR = Annual Percentage Rate. All loans & Visa Cards are subject to credit approval. Rates are subject to change without notice. Other rates available. The actual rate for which you qualify is based on credit history and ability to repay. CalAgCU is an equal housing lender. CalAgCU does not finance out-of-state "private party" purchases of vehicles, motorcycles, and recreational vehicles.
**Maximum Loan Term = Maximum term not available on all loan amounts. Lowest APR not available for the max term listed. Contact CalAgCU for details.
