Loan Rates
| NEW & USED VEHICLES | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| Call for details |
2.49%** 2.99%** 3.49%** 3.99%** |
up to 48 months 49 to 60 months 61 to 72 months 73 to 84 months ($15,000 or more) |
| NEW & USED MOTORCYCLES | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
|
Up to 100% retail (includes Tax/License/GAP/MBI) |
5.50% 5.75% |
Up to 36 months 37 to 48 months |
|
|
6.25% 7.25% |
49 to 60 months 61 to 72 months |
| NEW & USED RECREATIONAL VEHICLES | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| Up to 80% retail (includes Tax/License/GAP/MBI) | 6.50% | Up to 48 months |
| 7.25% | Up to 60 months | |
| 8.25% | Up to 90 months | |
| 9.75% | Up to 120 months | |
| SHARE SECURED LOAN | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| $500 minimum (100% of loan secured by shares) | 3.00% APR + current share dividend rate | Up to 36 months |
| $500 minimum (100% of loan secured by shares) | 4.00% APR + current share dividend rate | 38 to 72 months |
| SIGNATURE LOAN | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| Up to $15,000 | 7.00%*** | Up to 36 Months |
| Up to $15,000 | 8.00%*** | 37 to 48 Months |
| Up to $15,000 | 9.00%*** | 49 to 60 Months |
| $5,000 to $15,000 | 10.00%*** | 61 to 72 Months |
| $5,000 to $15,000 | 11.00%*** | 73 to 84 Months |
| $5,000 to $15,000 | 12.00%*** | 85 to 96 Months |
| $5,000 to $15,000 | 13.00%*** | 97 to 108 Months |
| $5,000 to $15,000 | 14.00%*** | 109 to 120 Months |
| VISA CREDIT CARDS | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| VISA Platinum | 8.90% | Revolving |
| VISA Classic | 9.90% - 17.90% | Revolving |
| VISA Share Secured (110% secured by shares) | 14.90% | Revolving |
| FAST LOAN | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| Up to $1,000 maximum ($35 application fee) | 20.00% | Up to 60 days |
Ready to apply for a loan? Apply Online Now
*APR=Annual Percentage Rate. All loans & Visa Cards are subject to credit approval. Rates are subject to change without notice. Other rates available. The actual rate for which you qualify is based on credit history and ability to repay. CalAgCU is an equal housing lender. CalAgCU does not finance out-of-state "private party" purchases of vehicles, motorcycles, and recreational vehicles.
** New & Used Vehicles loan rates include a 0.75% rate discount for a loan-to-value less than 70.00% or purchase of GAP and a 0.25% rate discount for a debt ratio less than 40.00%. Your rate may be higher if you do not qualify for rate discounts and/or other credit/collateral factors.
***Signature Loan rates include a 0.75% rate discount for a debt ratio less than 30.00%, and a 0.25% rate discount for e-Statement and Mobile Banking Users. Your rate may be higher if you do not qualify for rate discounts and/or other credit factors.
