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Loan Rates

Rates current as of and subject to change. Certain conditions and restrictions may apply.

 

NEW & USED VEHICLES
Loan TypeAPR* as low as
Term of Loan
Call for details

1.75%**

2.00%**

2.25%**

2.75%**

up to 48 months

49 to 60 months

61 to 72 months

73 to 84 months ($15,000 or more)

 

NEW & USED MOTORCYCLES
Loan TypeAPR* as low as
Term of Loan

Up to 100% retail

(includes Tax/License/GAP/MBI)

5.50%

5.75%

Up to 36 months

37 to 48 months

 

 

6.25% 

7.25% 

49 to 60 months

61 to 72 months

NEW & USED RECREATIONAL VEHICLES
Loan TypeAPR* as low as
Term of Loan
Up to 80% retail (includes Tax/License/GAP/MBI) 7.00% Up to 48 months
  8.00% Up to 60 months
  9.00% Up to 90 months
  10.00% Up to 120 months

SHARE SECURED LOAN
Loan TypeAPR* as low as
Term of Loan
$500 minimum (100% of loan secured by shares) 2.00% APR + current share dividend rate Up to 36 months
$500 minimum (100% of loan secured by shares) 3.00% APR + current share dividend rate 38 to 72 months

SIGNATURE LOAN
Loan Type
APR* as low as
Term of Loan
Up to $15,000 6.00% Up to 36 Months
Up to $15,000 7.00% 37 to 48 Months
Up to $15,000 8.00% 49 to 60 Months
$5,000 to $15,000 9.00% 61 to 72 Months
$5,000 to $15,000 10.00% 73 to 84 Months
$5,000 to $15,000 11.00% 85 to 96 Months
$5,000 to $15,000 12.00% 97 to 108 Months
$5,000 to $15,000 13.00% 109 to 120 Months

 

VISA CREDIT CARDS
Loan TypeAPR* as low as
Term of Loan
VISA Platinum 8.90% Revolving
VISA Classic 9.90% - 17.90% Revolving
VISA Share Secured (110% secured by shares) 14.90% Revolving

FAST LOAN
Loan TypeAPR* as low as
Term of Loan
Up to $1,000 maximum ($35 application fee) 20.00% Up to 60 days

Ready to apply for a loan? Apply Online Now

*APR=Annual Percentage Rate. All loans & Visa Cards are subject to credit approval. Rates are subject to change without notice. Other rates available. The actual rate for which you qualify is based on credit history and ability to repay. CalAgCU is an equal housing lender. CalAgCU does not finance out-of-state "private party" purchases of vehicles, motorcycles, and recreational vehicles.

** New & Used Vehicles loan rates include a 0.50% rate discount for a loan-to-value less than 80.00% or purchase of GAP, a 0.25% rate discount for a debt ratio less than 50.00%, and a 0.25% rate discount for automatic payments. Your rate may be higher if you do not qualify for rate discounts and/or other credit/collateral factors.

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