Personal Loans

Our CalAgCU Signature Loan is the BEST unsecured loan product on the market! No other financial institution can beat our unsecured loan rates!

Our CalAgCU Signature Loan is designed with you in mind with flexible loan amounts that fit your needs, flexible payment terms, no prepayment penalty, and Convenient, free automatic payment options. Our CalAgCU Signature Loan is available to assist you with:
• Consolidating debts
• Vacation time
• Eventful purchases
• Unexpected bills, etc. 

All of our presented Signature Loan rates can be further reduced with our various rate discounts! Rate discounts vary, so please make sure to ask your CalAgCU representative!

Loan Type
APR* Range
Maximum Term of Loan**
Up to $15,000 9.50% - 25.00% 120 Months
For Signature Loan terms 48 months or longer, the financing amount must be $5,000 or greater.
Rate discounts available, call for details.


Promotional rates may be lower than the above stated standard rate.

Share-Secured Loans
Secured by the funds in your savings account, which continue to earn high dividends, share-secured loans receive our lowest interest rates.

Loan TypeAPR* Range
Maximum Term of Loan**
$500 minimum (100% of loan secured by shares) 3.00%, plus current share dividiend rate 72 months

*APR=Annual Percentage Rate. Loans are approved based on creditworthiness and other qualifications. Your rate may be higher depending on your FICO score, loan term, and/or the refinancing of a current outstanding CalAgCU loan.

***Signature Loan rates include a 0.75% rate discount for a debt ratio less than 30.00%, and a 0.25% rate discount for e-Statement and Mobile Banking Users. Your rate may be higher if you do not qualify for rate discounts and/or other credit factors.

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