Personal Loans
Our CalAgCU Signature Loan is the BEST unsecured loan product on the market! No other financial institution can beat our unsecured loan rates!
Our CalAgCU Signature Loan is designed with you in mind with flexible loan amounts that fit your needs, flexible payment terms, no prepayment penalty, and Convenient, free automatic payment options. Our CalAgCU Signature Loan is available to assist you with:
• Consolidating debts
• Vacation time
• Eventful purchases
• Unexpected bills, etc.
All of our presented Signature Loan rates can be further reduced with our various rate discounts! Rate discounts vary, so please make sure to ask your CalAgCU representative!
| SIGNATURE LOAN | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| Up to $15,000 | 7.00%*** | Up to 36 Months |
| Up to $15,000 | 8.00%*** | 37 to 48 Months |
| Up to $15,000 | 9.00%*** | 49 to 60 Months |
| $5,000 to $15,000 | 10.00%*** | 61 to 72 Months |
| $5,000 to $15,000 | 11.00%*** | 73 to 84 Months |
| $5,000 to $15,000 | 12.00%*** | 85 to 96 Months |
| $5,000 to $15,000 | 13.00%*** | 97 to 108 Months |
| $5,000 to $15,000 | 14.00%*** | 109 to 120 Months |
Promotional rates may be lower than the above stated standard rate.
Share-Secured Loans
Secured by the funds in your savings account, which continue to earn high dividends, share-secured loans receive our lowest interest rates.
| SHARE SECURED LOAN | ||
|---|---|---|
| Loan Type | APR* as low as | Term of Loan |
| $500 minimum (100% of loan secured by shares) | 3.00% APR + current share dividend rate | Up to 36 months |
| $500 minimum (100% of loan secured by shares) | 4.00% APR + current share dividend rate | 38 to 72 months |
*APR=Annual Percentage Rate. Loans are approved based on creditworthiness and other qualifications. Your rate may be higher depending on your FICO score, loan term, and/or the refinancing of a current outstanding CalAgCU loan.
***Signature Loan rates include a 0.75% rate discount for a debt ratio less than 30.00%, and a 0.25% rate discount for e-Statement and Mobile Banking Users. Your rate may be higher if you do not qualify for rate discounts and/or other credit factors.
Want to skip a loan payment? Download Skip A Pay app
