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Fee Schedule

Effective April 30, 2019

CREDIT UNION MEMBERSHIPFEE
Lifetime Membership Fee $10 One-time Fee
Minimum Primary Share Balance Required $5.00 Held funds to ensure Membership
Below Minimum Primary Share Balance Fee $2.00 Per Month
Closure Fee - (Account closed less than 1 year from open date) $15.00
Dormant Account Fee $5.00 Per Month after 12 Months of Inactivity
NON-SUFFICIENT FUNDS (NSF)FEE
NSF ITEM (ACH/Share Draft/Point of Sale/Bill Payment) $28.00 Per Item
OVERDRAFTFEE
Overdraft Protection from Shares (REG ID) $2.00 Per Item (1st Six Transfers Free)
Courtesy Pay Fee (Overdraft Transfer) $28.00 Per Item
RETURN ITEMFEE
Returned Deposited Item $28.00 Per Item
STOP PAYMENTFEE
Personal Checks/ACH/Bill Payment $15 Per Item
CU Corporate Checks $28.00 Per Item
ELECTRONIC SERVICESFEE
CO-OP Network ATM Transactions (Withdrawals/Deposits/Transfers) FREE
ATM Returned Deposited Item $28.00 Per Item
ATM Deposited Item Adjustment $10.00 Per Item
ATM Deposit Empty Envelope $28.00 Per Item
Card/PIN Replacement $5.00 Per Card/PIN
Card/PIN Rush Order $30.00 Per Request
International Wire Transfers $30.00 Per Transfer
Domestic Wire Transfers $20.00 Per Transfer
OTHERFEE
Check Printing Fee Printer's Charge
Coin Deposit Fee (Minimum $1.00 - Coin Deposits must be rolled) 5% of Total Coin Deposit
Photocopy / Paid Checks $10.00 Per Item
Statement Copy (Per Copy) $5.00 Per Item
Account Research/Reconcilement $20.00 Per Hour (1 hour minimum)
Approved Skip-A-Pay/Extension Agreements $25.00 Per Loan
Demand Request (Real Estate Loans) $25.00 Per Request
Full Reconveyance Fee (Real Estate Loans) $35.00 Per Request

"The Board of Directors reserves the right to change fees from time to time. Notification of any such changes will be mailed to member’s address of record no less than thirty (30) days prior to implementation."

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