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90 days no payments refinance or purchase auto loan promo
As low as 1.99% APR*
Available terms up to 84 months!

BONUS!!! Mobile Banking Users will receive an additional 0.10% discount off of their qualified rate.

Promotional Conditions:

  • Year of vehicle must be 2014 or newer.
  • Payments must be setup on Automatic Transfer, Direct Deposit, or Automatic Payment from another financial institution.
  • Purchase of GAP is required for any Loan-To-Value exceeding 120%.
  • For terms greater than 72 months, financing amount must be greater than $15,000. 

Visa Balance Transfer Promo
Offer is for existing and new cardholders.

Platinum and Classic cardholders balance transfer options:

  • 3.00% APR** for 36 months
  • 5.00% APR** for 60 months
  • No Fee Balance Transfer

Apply Online Now

*APR=Annual Percentage Rate. Loans are approved based on creditworthiness, Loan-To-Value, and other qualifications. For FICO scores 650 or greater, maximum Loan-To-Value is 150%. For FICO scores 600-649, maximum Loan-To-Value is 125%. The refinancing of current outstanding CalAgCU loans are prohibited. Loan of $25,000 for 72 months at 1.99% APR will have a monthly payment of $369. Interest will continue accrue daily during the initial 90 days no payment period. Your rate may be higher depending on your FICO score and loan term. Offer subject to change without notice.

**APR=Annual Percentage Rate. For 3.00% APR for 36 months, after the 36th billing cycle, your remaining balance will be charged your originally contracted APR*. For 5.00% APR for 60 months, after the 60th billing cycle, your remaining balance will be charged your originally contracted APR*The Minimum Payment Due is 2.00% of Your total New Balance, or $35.00, whichever is greater, plus any amount past due and any amount by which You have exceeded Your applicable credit limit. If Your total New Balance is less than $35.00, then Your Minimum Payment Due is the amount of the total New Balance. If You make a payment in excess of the required Minimum Payment Due, the Credit Union will allocate the excess amount first to the balance with the highest annual percentage rate (“APR”) and any remaining portion to the other balances in descending order based on applicable APR, unless otherwise prescribed by applicable law. We will begin charging You interest on balance transfers on the date of the transaction is posted to Your Account. Interest charges on Your Account are calculated separately for purchases, balance transfers and cash advances (“Transaction Type”). We figure the interest charge for each Transaction Type by applying the periodic rate to each corresponding “average daily balance.” Offer subject to change without notice.

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