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Savings Rates

Effective March 20, 2008

Type Annual Percentage Rate (APR)* Annual Percentage Yield (APY)*
Regular Shares
$100 - $4,999 0.30% 0.30%
$5,000 - $9,999 0.60% 0.60%
Benefits+ Savings 0.90% 0.90%
Checking
$5 & above 1.00% 1.00%
IRAs
4th Quarter, 2007 1.50% 1.50%

Term Certificate Rate Sheet
(Includes Regular Certificates, Traditional IRAs, ROTH IRAs, and SEP IRAs)

Minimum Deposit of $1,000. Dividends paid at maturity. 90-day penalty for early withdrawal.

Flexible Liquid Relationship Certificate -- 2.00% Rate
  • New Money Only
  • Must have Active Checking or current Loan with California Agribusiness CU
  • Member may pick any maturity date from 90-365 days
  • Dividends paid at maturity
  • Opening balance can be as little as $500
  • No penalty for early withdrawals (At least $500 must be left in account until maturity)
6-11 Month Term Certificate
$1000 - $4999 3.00% 3.00%
$5000 - $9999 3.00% 3.00%
$10,000 - $49,999 3.00% 3.00%
$50,000 - $99,999 3.00% 3.00%
$100,000 + 3.00% 3.00%
12-17 Month Term Certificate
$1000 - $4999 3.00% 3.00%
$5000 - $9999 3.00% 3.00%
$10,000 - $49,999 3.00% 3.00%
$50,000 - $99,999 3.00% 3.00%
$100,000 + 3.00% 3.00%
18-23 Month Term Certificate
$1000 - $4999 3.00% 3.00%
$5000 - $9999 3.00% 3.00%
$10,000 - $49,999 3.00% 3.00%
$50,000 - $99,999 3.00% 3.00%
$100,000 + 3.00% 3.00%
24 Month Term Certificate
$1000 - $4999 3.00% 3.00%
$5000 - $9999 3.00% 3.00%
$10,000 - $49,999 3.00% 3.00%
$50,000 - $99,999 3.00% 3.00%
$100,000 + 3.00% 3.00%
Certificate interest ispaid at maturity. Penality for early withdrwal.
*CalAgCU computes the balance in our share accounts to dividends you will be paid by using the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. We calculate the average daily balance by adding the account for each day of the period and dividing that figure by the number of days in the period. APR = Annual Percentage Rate. APY= Annual Percentage Yield.
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California Agribusiness Credit Union
800.391.8725 :: 714.690.4865 :: Email us!
NCUA. Your savings federally insured to $100,000. National Credit Union Administration, a U.S. Government Agency.  Proud member of the Credit Union National Association, Inc. Equal Housing Lender. We Do Business in Accordance With The Federal Housing Law and the Equal Credit Opportunity Act.
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