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CalAgCU Real Estate Loan Rates

Rates effective as of and are subject to change without notice. Certain conditions and restrictions may apply.

REAL ESTATE LOANS
Loan Type APR* As Low As Term of Loan
1st Trust Deed Call for Current Rates Call for Current Terms
Home Equity Line of Credit 5.00%* Prime** + .50 (less than 80% LTV)
Home Improvement (2nd Trust Deed/80% LTV) 6.00%* 180 months (+1 Point)

 

*APR=Annual Percentage Rate. All loans are subject to credit approval. Rates are subject to change without notice. Other rates available. The actual rate for which you qualify is based on credit history and ability to repay. CalAgCU is an equal housing lender.
****Prime Rate is 3.25% as of 12/16/08, however, Rate Floor is 5.00%
‡ Rate includes a 0.50% discount for direct deposit